1. Promotion This promotion ("Promotion") is conducted by Summit Mortgage & Financial (ABN 48 685 120 683 / ACN 685 120 683), trading as a credit representative under Australian Financial Group Ltd (AFG, ACL 389087) ("the Promoter"), of WA 6028.
2. Promotional Period The Promotion commences 12:00am AWST on 1 July 2026 and closes 11:59pm AWST on 31 July 2026 ("Promotional Period").
3. Eligibility The Promotion is open to all Australian residents aged 18 years or over, excluding employees (and their immediate families) of the Promoter and any associated agencies or companies involved in conducting this Promotion.
4. How to Enter This Promotion is promoted across both Instagram and Facebook; however, valid entry can only be completed via Instagram. To enter, during the Promotional Period a person must, via the Promoter's official Instagram account @summit_financial: (a) follow the Promoter's official Instagram account; (b) like the nominated competition post; and (c) share/repost the nominated competition post to their Instagram Story, tagging the Promoter's account.
Liking, sharing, or commenting on the Facebook version of this post does not constitute a valid entry. Entry is free. No purchase is necessary to enter or win.
5. The Prize One (1) winner will receive a voucher to the value of $450 AUD, redeemable at the winner's choice of: (a) any Crown Resorts property (Crown Perth, Crown Melbourne, or Crown Sydney); or (b) any Star Entertainment Group property (Star Sydney, Star Gold Coast, or Star Brisbane), subject to the relevant venue's own redemption terms and conditions, availability, and any applicable expiry. The winner must nominate their venue of choice within 14 days of being notified, after which the Promoter reserves the right to issue the voucher to a venue of the Promoter's choosing.
The prize is not transferable, exchangeable, or redeemable for cash, in whole or in part.
6. Draw and Notification The winner will be determined by random draw on 2 August 2026 from all eligible entries received during the Promotional Period. The draw will take place at the Promoter's business address in Kinross, WA. The winner will be notified via Instagram direct message within 2 business days of the draw and will also be announced via the Promoter's Instagram account. If the winner cannot be contacted or does not respond within 7 days, the Promoter reserves the right to conduct a redraw.
7. General (a) The Promoter accepts no responsibility for late, lost, incomplete, or misdirected entries. (b) This Promotion is in no way sponsored, endorsed, administered by, or associated with Instagram, Meta Platforms Inc., Crown Resorts, or The Star Entertainment Group. (c) Information provided by entrants is collected by the Promoter for the purpose of conducting this Promotion and will be handled in accordance with the Promoter's Privacy Policy. (d) The Promoter's decision in respect of any aspect of this Promotion is final and binding on every entrant, and no correspondence will be entered into. (e) This Promotion is conducted in accordance with all applicable Australian Consumer Law obligations. No state or territory permit is required for this Promotion based on its total prize value.
8. Promoter's Contact Details Summit Mortgage & Financial WA 6028 Email: [email protected] Website: www.summitmortgagefinancial.com Instagram: @summit_financial