$500 Referral Voucher — Terms & Conditions

Summit Mortgage & Financial ("Summit") is a credit representative under Australian Finance Group Ltd (AFG), ACL 389087.

1. To be eligible, the referrer must introduce a new client to Summit who was not already an existing Summit client or in active discussion with Summit at the time of referral.
2. The referred client must submit a finance application through Summit and have that loan settle within 90 days of the date the referral is received.
3. The settled loan must have a total funded value of $500,000 or more. Loans settling below this amount are not eligible.
4. Eligible referrals will receive a $500 gift voucher (voucher type at Summit's discretion). No cash alternative is offered.
5. The voucher will be issued within 30 days of the referred loan settling.
6. Only one voucher is payable per successfully settled referral. There is no limit on the number of separate clients a referrer may introduce.
7. The referred client must consent to being contacted by Summit and to their details being shared for the purpose of the referral.
8. This offer is not available where payment of the voucher would breach any obligation under the National Consumer Credit Protection Act, AFG's policies, or any applicable law. Summit reserves the right to withhold a voucher where eligibility cannot be reasonably verified.
9. Summit reserves the right to amend, suspend, or withdraw this offer at any time. Referrals already submitted and pending settlement at the time of any change will be honoured under the terms in place at the date of referral.
10. This offer does not constitute credit assistance or financial advice and does not influence the credit products recommended to any referred client. All clients are assessed on their individual circumstances, and Summit's best interests duty obligations apply in full.